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    • Home
    • Non-QM Basic products
    • Situational Products
    • Investor products
    • Documents/Disclosures/FAQ
    • Contact
  • Home
  • Non-QM Basic products
  • Situational Products
  • Investor products
  • Documents/Disclosures/FAQ
  • Contact

PrimeOne Financial, LLC NMLS 2636684

PrimeOne Financial, LLC NMLS 2636684 PrimeOne Financial, LLC NMLS 2636684 PrimeOne Financial, LLC NMLS 2636684

Unique products for unique clients

Call us today to check on products and programs

Call any time 307-369-1186

PrimeOne Financial

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Non-QM product suite

Asset and bank statement only qualifying loans

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Situational Products

Unique products for the non-traditional buyer

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Non-owner qualifiers

Investor loans for tough to qualify clients

Our Mission is to assist our local commumities

Our mission is to empower families and individuals on their journey to homeownership and financial freedom by providing transparent, personalized mortgage solutions built on trust, innovation, and financial expertise. We are committed to guiding our clients through every step of the home financing process, offering competitive rates and exceptional service while maintaining the highest standards of integrity and responsibility in all our relationships.


Core Values:

- Integrity: We operate with unwavering honesty and transparency in every interaction

- Excellence: We strive to exceed expectations through superior service and expertise

- Accessibility: We make the dream of homeownership attainable through innovative solutions and education

- Community: We are dedicated to strengthening the communities we serve through responsible lending practices

The Broker Difference

A message from our owner, Rich Gibbs

  1. I will never say I have seen it all, but I am pretty close
  2. I know how to price loans fairly so as to not gouge my clients
  3. "I will get to it tomorrow" can't be in the mortgage transaction discussion
  4. Technology helps but doesn't take away the need to talk or sit down together
  5. 100% locally owned company

Technology tools you will love

  1. Apply online, over the phone, or face to face
  2. Automated updates on status delivered in the manner you chose
  3. Notary, eClose, or full title closes as you chose

If you are working with another lender, call me to check out where we price out

A 2023 study posted August 24, 2024 showed broker clients paid over $10,200 less for their loans versus clients of retail originated loans.  

Why PrimeOne Financial, LLC?

What makes our investor products so popular?

The answer is simple...ease of acquisition.    Our products let us turn the "other guy's" denial into an approval, and we can turn the "other guy's" lengthy approval into a much simpler conditional approval.   Utilizing DSCR (Debt Service Calculation Ratio) products, we decrease the paperwork, and not increase rate

Find out more

Contact Us

PrimeOne Financial, LLC

1902 Thomes Avenue Suite 201, Cheyenne, Wyoming 82001

Rich Gibbs, NMLS 488860 (307) 631-1255 Mike Schrinar, NMLS 2378255 (307) 631-1821

We would enjoy meeting face to face during office hours or by appointment to fit your needs and sche

Open today

09:00 am – 03:45 pm

Send us a note and we will reach out to you directly

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