85% LTV – 700 FICO – Purchase only - $0 reserves – Up to 1 million Loan Amount-DSCR ratio1
- Qualify using the Highest middle score of all qualifying borrowers
- First Time/Novice Investor Purchase Allowed with no restrictions
- STR income allowed with First Time Investors
- Non-warrantable Condos – No restrictions Purchase/R&T
- 5-8 units up to $2mm-75% LTV – As low as 3 months reserves-Only 30 day asset verification-Gift funds Allowed
- 2-8 Unit Mixed Use up to 2mm-75% LTV-Borrower can be the business occupant
- Blanket Loan covering 3-25 properties up to 3mm-1-4 residential allowed
And our Expanded Guidelines can take you even deeper
- Loan amounts to $3.5M
- Min loan amount of $100k
- Purchases to 85%
- Refinances including cash out to 80%
- Rural OK
- Up to 20 acres
- No first time investors
- Unlimited cash back below 60% LTV
- No restrictions for unleased properties